Check your credit report
When you apply for credit, the lender checks with a credit bureau to learn about your personal credit history. The credit bureau gives the lender a report about your bill payment history, current unpaid bills, available credit, property liens, lawsuits, and other related information. Credit bureaus try to give accurate information but they can make mistakes. When you’re having trouble getting credit, the first thing you should do is check the accuracy of your credit report. If you’re turned down for credit, you should receive a letter with the name of the credit bureau that provided the negative credit report. Read more
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